FHA Loan vs Conventional Loan: 7 Strategies to Choose the Right Path in Hanover County

Complex Mortgage Scenarios: Should You Use a Broker or a Direct Lender in Hanover County?

This guide walks Hanover County homebuyers through seven practical strategies for choosing between an FHA loan vs conventional loan, covering credit score thresholds, down payment trade-offs, new construction financing on corridors like Atlee Station and Pole Green, and soft credit pull pre-approval options — with real math and a head-to-head comparison table.