Hanover County homeowners in Mechanicsville, Ashland, and along the Atlee Station and Pole Green corridors may be sitting on significantly more equity than they realize — and a cash-out refinance is one of the most powerful tools available to access it. Independent mortgage broker Duane Buziak (NMLS #1110647) of Coast2Coast Mortgage LLC breaks down exactly how the process works and why going through a broker delivers better outcomes than a retail bank.