Duane Buziak Mortgage Maestro explains how a mortgage broker Atlee VA buyers can use shops a loan across wholesale lenders, opening with a $425,000 Hanover County purchase example. The article covers broker versus retail structure, loan options, closing costs, taxes and first steps.

A practical guide to mortgage broker Ashland VA.

A practical guide to mortgage broker Mechanicsville VA.

Closing costs on a home purchase are the one-time fees and prepaid items paid at settlement, separate from your down payment. Duane Buziak, NMLS #1110647, walks through an illustrative $400,000 Mechanicsville, VA purchase with about $12,175 in closing costs and $32,175 cash to close, then covers line items, who pays what, Hanover County specifics, and how a broker compares with retail lenders.